Capital One Credit Card: We took advantage of special NO INTEREST for...
A Capital One Credit Card customer review by GetHuman user ~david from November 4th, 2017
Background on ~david's case
GetHuman: ~david - can you tell our other Capital One Credit Card customers when your case took place?
~david: Yes I can. It was middle of the night, on October 28th.
GetHuman: Did you reach out to Capital One Credit Card, and if so, how?
GetHuman: And which of these common Capital One Credit Card customer issues best describes the reason you wanted to talk to them?
(Shows ~david a list of common Capital One Credit Card problems)
~david: "Lower my rate" was why I was trying to call.
~david's review of Capital One Credit Card customer service
GetHuman: So how would you sum up your experience for GetHuman's Capital One Credit Card customer community? We'll censor any IDs, numbers, or codes and any inappropriate words here out of respect to the millions of other customers using this resource.
~david: We took advantage of special NO INTEREST for * full year offer where Captial One only charged us a *% fee to pay off another credit card. We paid full amount of new charges because we didn't want to pay interest but were charged interest anyway. We called Capital One and they informed us that they charged a special daily interest rate for purchases since we had the zero interest amount on our balance due. We were deceived into thinking it was no interest but they did indeed charge interest so BEWARE OF ALL CAPITAL ONE SPECIAL OFFERS!!!!!!!!!!!!!!!!!!! DO NOT TRUST THEM.
GetHuman: Let's quantify your experience contacting Capital One Credit Card. On a scale of 1 to 5, how easy is it go get help on a Capital One Credit Card problem?
~david: I'd give them a three out of five for ease of finding your way to help.
GetHuman: What about quality of communication. How would you rate that on a 1 to 5 scale?
~david: I'd give them a four out of five on communication.
GetHuman: And what about Capital One Credit Card's ability to quickly and effectively address your problem?
~david: For that I would say five out of five.
GetHuman: And finally- any advice for other Capital One Credit Card customers?
~david: Call them early in the day or late. Don't forget any personal or account information you might need for Capital One Credit Card to know who you are.
GetHuman: Well there you have it. Some useful feedback and words from ~david taken from his Capital One Credit Card customer service problem that occurred on October 28th, 2017.